MY TOP ARTICLES

ARTICLES I RECOMMEND

If you are new to my financial blog, you can start with this list of “my best articles”.  You will get a good overview of my approach to Money Management, Investing and Entrepreneurship. I often feel my best article is the upcoming one. As such, stay tuned. I revise this list on a quarterly basis. Enjoy the reading.

 

01.The goose and the golden egg: Aesop’s lesson on Personal Finance and Investments. Aesop’s fable entails a natural law, a principle, the basic definition of effectiveness. If your life focuses on golden eggs and neglects the goose, you will soon be without the asset that produces the golden eggs. On the other hand, if you only take care of the goose without aiming toward the golden eggs, you soon won’t have the wherewithal to feed yourself or the goose. Effectiveness lies in the balance between Production (golden eggs) and Production Capacity (the goose).

02. Bible’s take on Investing and Entrepreneurship. The Parable of the Talents reported by Matthew provides great inspiration and guidance towards Money Management, Investing and Entrepreneurship. It is a timeless Call to Action to make the best of your Talents and Assets.

03. Congratulations. You are your own CFO. As life evolves, needs and responsibilities arise, governments programs worldwide reduce resources dedicated to welfare (public education, pensions, healthcare). It will arrive at a moment in your life when you feel the need to take full control of your financial future.

04. The Cash Flow Quadrant. Rober Kyosaki’s simple and intuitive Cash Flow Quadrant provides (a) a model with four unique financial paths (the employee, the self-employed, the business owner and the Investor); (b) a self-assessment method to categorize yourself in one or more quadrants, based on how your income is generated and (c) a guide on how to graduate into new quadrants based on your personal and financial aspirations. 

05. The Simple Path to Wealth, by JL Collins. For JL Collins, sound investment skills are necessary to secure financial independence. For him, it is about having options. It is about being able to “buy freedom”, resources and time to explore life on your own terms.

06. The most important formulas in Personal Finance. Financial success is 80% about temperament and soft skills and 20% about technical skills. Still, that 20% is indispensable. I hereby share my Top 8 Formulas in Personal Finance to Sweat Your Assets.

07.  How to calculate my Financial Freedom Number using the 4% rule and financial calculators. The beauty of the 4% withdrawal rule is its simplicity. Using this “rule of thumb”, you immediately obtain a “quick & dirty” Financial Freedom Freedom Number. You can then work on your financial goals, build a financial plan, a develop the necessary income streams and your optimal investment portfolio.

08. Are you investing, speculating, or gambling? If you work toward using investing as a strategy to reach your goals, if you look at different ways to grow your wealth, understanding the difference between investing, speculation, and gambling is essential. Distinguishing between them can help you rethink how you approach your money and help you make more profitable and sustainable decisions in the future.

09. The Best Investment Portfolio. David Swensen Portfolio. He is an advocate of Asset Allocation. David thinks asset allocation explains more than 100% of investment returns. He believes market timing is costly: it is a leak in your earnings. No one knows where the markets are going to go. Diversification is the only free lunch you can get. Let’s look at his Investment Portfolio.

10. Don’t overindulge in Money Matters. I am honestly excited about the positive impact of well-crafted investments and financial decisions on individuals and families well-being. However, money management should take limited energy and time.

 

THE MOST POPULAR ARTICLES

Vox Populi! This is a list of the most viewed articles of this financial blog since January 2020. Yes, this ranking is driven by you.

01. The Money Code. Become a Millionaire With the Ancient Jewish Code. The author H. W. Charles extracts seven key Money Codes from ancient Jewish religious books. He invites you to learn and execute ancient Jewish financial wisdom to obtain wealth.

02 How to calculate my Financial Freedom Number using the 4% rule and financial calculators. The beauty of the 4% withdrawal rule is its simplicity. Using this “rule of thumb”, you immediately obtain a “quick & dirty” Financial Freedom Freedom Number. You can then work on your financial goals, build a financial plan a develop the necessary income streams and your optimal investment portfolio.

03.The goose and the golden egg: Aesop’s lesson on Personal Finance and Investments. Aesop’s fable entails a natural law, a principle, the basic definition of effectiveness. If your life focuses on golden eggs and neglects the goose, you will soon be without the asset that produces the golden eggs. On the other hand, if you only take care of the goose without aiming toward the golden eggs, you soon won’t have the wherewithal to feed yourself or the goose. Effectiveness lies in the balance between Production (golden eggs) and Production Capacity (the goose).

04. Appointment in Samarra. It is a literacy allusion to the last inescapable appointment with destiny. It derives from Middle Eastern folk tales, translated and made popular in English literature by  Somerset Maugham with his play Sheppey (1933). My take on this story is to value, protect and make the best of your time: the most valuable asset you have.

05. The Best Investment Portfolio | Benjamin Graham Portfolio for the Defensive Investor. Graham advice on the right Asset Allocation for your Investment Portfolio depends less on what kinds of investment you own than on what kind of investors you are. A Defensive Investor should divide his funds between high-grade bonds and high-grade common stock, sticking to a 50-50 allocation and rebalancing when appropriate. 

06. The most important formulas in Personal Finance. Financial success is 80% about temperament and soft skills and 20% about technical skills. Still, that 20% is indispensable. I hereby share my Top 8 Formulas in Personal Finance to Sweat Your Assets.

07. How to achieve 1 Million Dollar of Net Worth. With 1 million dollars of Net Assets (wealth), an individual is among the World Top 1 % wealthy individuals, together with other 46.8 million people. Besides the statistical achievement, based on your country’s welfare and your living costs, you might need to save and invest more than 1 million dollars to truly secure a nest egg in line with your needs or wants. Let’s look at some projections.

08. Mastering the Market Cycles, by Howard Marks. Howard Marks believes that markets will continue to rise and fall. He thinks to know why and what makes these movements more or less imminent. He states he will never know when, how far, how fast they’ll move when they’ll turn back toward the midpoint, or how far they’ll continue on the opposite side. But he believes that the little you can learn about cycle timing will give you a great advantage relative to the majority of investors. 

09 Dress English, Think Yiddish! I heard this comment during an interview with Dan Peña.  He received such advice decades ago from Constantine Gratsos. associate of shipping magnate Aristotle Onassis. I admit that such a reference to canny Yiddish thinking intrigued me and gave me more historical readings opportunities. 

10 The Automatic Millionaire, by David Bach. David knows most people want to do well financially, but they never find the time or the energy to set themselves up for success. If we haven’t yet begun, now is the time to start with a simple and automatic system!

FULL ARCHIVE

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Enjoy the reading and…Sweat Your Assets.

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